Monthly Archives: May 2015
Resetting the Budget…
Damn and blast! My new credit card bill is here. Time to face up to how much we overspent last month. I had the budget and I really tried to keep inside it. But once again, I blew it. Not as … Continue reading
Financial Planning for Disasters and Emergencies
Your financial world may be good right now, but that doesn’t mean it always will be. You should take stock while things are smooth to make sure you don’t hit a rocky stretch later. This is particularly critical in today’s … Continue reading
Understanding Basic Cash Flow Management
One important key to better money management is to be able to understand the basic principles of cash flow. Once these basics are firmly grasped, then you can go from there and begin to reduce your debt, make your money … Continue reading
The Secret to Having Money!
Many people think the key to being able to save money for the long term and your retirement is directly related to how much you earn. However according to a study of saving behavior by economists Steven Venti of Dartmouth … Continue reading
Welcome the Birth of the Insurance Consultant!
The payment of commissions to life insurance salesmen in Australia will end in 2013. This is part of the reforms that are to take effect in the Australian insurance industry. The ban on commissions will also extend to bonuses for sales … Continue reading
Money advice parents can pass on to their kids!
Parents can set a good example for their kids by passing on these pearls of wisdom, but remember that kids can tell if you are only paying lip service to any principle, so if you are going to talk the … Continue reading
Buying v.s. Renting: Which Is Better For You?
There was a time in the not too distant past when we all thought that owning a home was the key to getting ahead in life and being financially secure. Everyone from young couples to driven singles were saving money … Continue reading
Four Ways to Conserve Energy and Save Over the Summer
Summer is a beautiful time of year where a whole lot fun can take place, but you need to be conscious of the fact that summer can also drain your bank account if you aren’t careful. Unlike fall or spring, … Continue reading
How to Reduce your Grocery Bill
At the moment I’m going to the supermarket every day and spending a fortune. Surely there is a way for me to save money and go less? Yes there is a way for you to cut down your supermarket spending. … Continue reading
How do you make financial decisions in a relationship?
There are a number of reasons why people struggle making financial decisions. The key one is the difficulty in trying to understand the balance between the financial (or technical) elements and the emotional ones. Most people have a pretty good … Continue reading