Ask the Expert
“I have been with my partner for more than 5 years – should I have a joint bank account with him?”
Having a joint bank account if your finances are closely linked can be very useful, especially if you live together and share expenses. It is very convenient to be able to pay bills, or write cheques from one account. Many … Continue reading
“Can you give me some pointers on how I can make smarter decisions with my money?”
Making financial decisions is something that we are all faced with on a daily basis. We make hundreds of them during the course of a year. They could be as simple as purchasing a coffee or a pair of shoes … Continue reading
It seems like so many people so focused on making money – is it really that important?
I think the answer lies in what is really important to you in your life. How many people have really thought about what is important to them? If you ask most people things like family and money are probably the … Continue reading
What really floats your boat? 22 questions to get a clearer picture about what you want in your life!
In my last article I talked about what is important to you in life. Its not necessarily as obvious as we sometimes think. There are always a few key things like money and family that people come up with, however … Continue reading
5 Steps to Getting on top of your Debts
We are already well into the new year. Are you struggling to get your head around how you are going to pay off the debt you have accumulated over xmas and the holidays? What are the things you need to … Continue reading
What Does Success Mean to You?
If you asked 10 people what success means to them I would expect you would get 10 different answers. Many would think success is very closely correlated to financial success. I look at success more broadly and for me its … Continue reading
How to Pay off Christmas and Holiday Debt
Despite my best intentions I always seem to start the year with debt that I have accumulated over the holiday period. Im pretty good most of the year but then it all goes to custard around Christmas and I seem … Continue reading
How do you make financial decisions in a relationship?
There are a number of reasons why people struggle making financial decisions. The key one is the difficulty in trying to understand the balance between the financial (or technical) elements and the emotional ones. Most people have a pretty good … Continue reading
When do you start saving for retirement?
The short answer is start today, no matter how small the investment is it all adds up over time. So many of us wait…. We wait until we can save more. We wait until our mortgage is paid off. Until … Continue reading
How to Reduce your Grocery Bill
At the moment I’m going to the supermarket every day and spending a fortune. Surely there is a way for me to save money and go less? Yes there is a way for you to cut down your supermarket spending. … Continue reading