Credit & Debt
30 Habits to break before you get to 30
1. Putting rent on a credit card and not paying it off at the end of the month. 2. Assuming that you’re too young (or too old!) to start investing for the future. 3. Constantly using credit and finance instead … Continue reading
How to Stop Living Paycheck to Paycheck
If your paycheck regularly finishes before your next payday then you are living beyond your means and you are one of those people who struggle to make ends meet from paycheck to paycheck. This malady can happen at any income … Continue reading
How to Move from Two Incomes to One
Many families have been faced with the reality of transitioning from a fairly comfortable lifestyle on two incomes, to one that seems almost unbearable because one partner as either lost their job or has let it go because of health … Continue reading
Should You Pay Down Debt or Invest Instead?
Juggling all your financial commitments can sometimes be a bit overwhelming. It is not an easy task to make sure all the bills are paid on time and you have put away some cash into different investment vehicles to cover … Continue reading
4 Good Financial Habits to Develop
“We are what we repeatedly do. Excellence then is not an act, but a habit.” Aristotle. This quote has profound meaning for your financial life, because it means that even if your savings are up not to scratch or if your … Continue reading
Will Debt Consolidation Really Bring Debt Relief?
There is a lot of talk about debt consolidation these days. All of the talk makes people think that there might not be other options, or they may rush into getting a debt consolidation loan through a company and ends … Continue reading
How to Reduce Credit Card Debt
When it comes to having an excess of credit card debt, it is important that steps be taken prior to any serious financial trouble. Waiting too long may cause you to miss out on great deals that could really help … Continue reading
Is Credit Card Debt Making You Poor?
The debate over whether the demand for consumer goods has fuelled the increased availability of credit, or the availability of credit has spurred on the demand for consumer goods, is a matter best left to those who enjoy pondering chicken … Continue reading
How to Raise Your Credit Score on Your Own
If you have been having a problem with debt, and your credit score has suffered, there are things that you can do to raise it without outside help. It really is not necessary to pay someone else to do it for … Continue reading
10 Quickest & Smartest Debt Management Tips
Shakespeare did not live in the age of the plastic cards so he could say “Neither a borrower nor a lender be,”. In recent times how many people have ready cash in hand to buy a house, car or even … Continue reading