30 Habits to break before you get to 30
1. Putting rent on a credit card and not paying it off at the end of the month. 2. Assuming that you’re too young (or too old!) to start investing for the future. 3. Constantly using credit and finance instead … Continue reading
How Much to Save Before Buying Your First House
Buying a house is an important milestone, but it can also be a frightening experience. The fear of not having enough money to complete the purchase or of running into trouble after the mortgage is in process can be enough … Continue reading
The Secret to Having Money!
Many people think the key to being able to save money for the long term and your retirement is directly related to how much you earn. However according to a study of saving behavior by economists Steven Venti of Dartmouth … Continue reading
How to Stop Lifestyle Inflation in its Tracks
Billboards, television ads, radio commercials, magazines and even interacting with friends and neighbors, all these influences constantly push a message to buy. Consumerism has become a part of our culture, so there is an ever increasing urge to increase your … Continue reading
How to Stop Living Paycheck to Paycheck
If your paycheck regularly finishes before your next payday then you are living beyond your means and you are one of those people who struggle to make ends meet from paycheck to paycheck. This malady can happen at any income … Continue reading
10 Quickest & Smartest Debt Management Tips
Shakespeare did not live in the age of the plastic cards so he could say “Neither a borrower nor a lender be,”. In recent times how many people have ready cash in hand to buy a house, car or even … Continue reading
How to Create Your Emergency Fund
In a day when the economy is not as strong as most people would like, there is an even greater than ever need for both individuals and families to have an emergency fund. This is especially important for those who … Continue reading
Setting Up a Family Budget for Better Savings
If you have just been married and getting settled in to your new life, then it will help you immensely to get started right. So many couples have found out the hard way that starting off on the wrong foot … Continue reading
Save Money by Starting a Business!
One great way to save money on some of your regular monthly expenses is to start a home business. This is especially true if you have expenditures that could be turned into business-related ones. The New Zealand government allows you … Continue reading
#EarthDay: 6 Great Ways to Save Some Green While Going Green!
In recognition of Earth Day, PocketSmith would like to recommend a few great ways to save money while also saving the environment. Many people still think that the green alternative is also the expensive alternative, but the fantastic thing about … Continue reading