Be Prepared To Live Longer
The age people can expect to die varies enormously around the world – from 83 in Japan to just 42 in Afghanistan and Zimbabwe. New Zealand average mortality too has shown consistent improvement. For males, in 1990 life expectancy was … Continue reading
Personal Finance from the Beginning
Right from the start I want to make something clear. I am not an expert in personal finance. I am however, fed up with having more month than money. I intend to change that. I have decided to learn about … Continue reading
Beginning to Budget
I have spent quite some time reading over my bank statements for the last three months. Because I rarely carry cash and generally use my EFTPOS or credit cards, this has been quite an instructive exercise. I have been able … Continue reading
Resetting the Budget…
Damn and blast! My new credit card bill is here. Time to face up to how much we overspent last month. I had the budget and I really tried to keep inside it. But once again, I blew it. Not as … Continue reading
Cleaning Up After Christmas – 3 Simple Ways to Make Extra Cash!
Like many people I had visitors over the Christmas period. This gave me the motivation to clean up my house. And while I was cleaning up I looked for things to earn me a little extra money. Most of what … Continue reading
By Way of Introduction
The idea of personal finance is many things to many people. It doesn’t always mean good things either. It screams of penny-pinching and not of having fun. I’m sure it doesn’t need to be like that, well I hope it … Continue reading
Life Hacks by Alex: Paralysis by Analysis
Tis the season to be bombarded with lots of advice. This can lead us to a situation of “Paralysis by Analysis”. I love this phrase because it so accurately describes my natural state. I spend far too much time reading, … Continue reading
Life Hacks: Lend it, Spend it, Give it away..
“And it’ll come right back to you.” Late last year, the “World Giving Index” ranked New Zealand and Australia as the most charitable countries in the world. The survey included a breakdown showing the percentages of people who had given … Continue reading
Buying v.s. Renting: Which Is Better For You?
There was a time in the not too distant past when we all thought that owning a home was the key to getting ahead in life and being financially secure. Everyone from young couples to driven singles were saving money … Continue reading
10 Quickest & Smartest Debt Management Tips
Shakespeare did not live in the age of the plastic cards so he could say “Neither a borrower nor a lender be,”. In recent times how many people have ready cash in hand to buy a house, car or even … Continue reading