Personal Finance from the Beginning
Right from the start I want to make something clear. I am not an expert in personal finance. I am however, fed up with having more month than money. I intend to change that. I have decided to learn about … Continue reading
Beginning to Budget
I have spent quite some time reading over my bank statements for the last three months. Because I rarely carry cash and generally use my EFTPOS or credit cards, this has been quite an instructive exercise. I have been able … Continue reading
Going Through the Bank Statements
Like almost everyone else in New Zealand I spend too much money on my credit cards. I’m always full of good intentions about how I will pay off a bit extra next month to counteract my splurging, but in reality … Continue reading
Life Hacks by Alex: Paralysis by Analysis
Tis the season to be bombarded with lots of advice. This can lead us to a situation of “Paralysis by Analysis”. I love this phrase because it so accurately describes my natural state. I spend far too much time reading, … Continue reading
Life Hacks: Lend it, Spend it, Give it away..
“And it’ll come right back to you.” Late last year, the “World Giving Index” ranked New Zealand and Australia as the most charitable countries in the world. The survey included a breakdown showing the percentages of people who had given … Continue reading
By Way of Introduction
The idea of personal finance is many things to many people. It doesn’t always mean good things either. It screams of penny-pinching and not of having fun. I’m sure it doesn’t need to be like that, well I hope it … Continue reading
Valentine’s Day Budget Savers!
Have you noticed how it’s usually men who call Valentine’s Day a “Hallmark holiday?” We dismiss the celebration as a commercial ploy to part us from our money and our beloved budgets. But there are good reasons to let our … Continue reading