“I’ve always had financial goals but have struggled to reach them – do you have any suggestions?”

Sunday, March 29th, 2015 by Lisa

Ask The Expert

You may find that you are starting off too big. For example if you need to lose quite a lot of weight, say 20kgs (so many of us can relate to wanting to get some weight off). Don’t focus on the 20kgs focus on the 1kg you want to lose this week or in the next two weeks. When you achieve that you can start on the next one and so forth.

Achieving financial goals is the same. Start with saving $20 this week and if it works see if you can do it for the next four weeks. If you find that it was too hard, lower your goal and make it work. Once you have achieved it you can start making it a little bigger or adding to it. Focus on one step at a time!

Many of us have the best intentions in the world but we often fall off the wagon, think its all too hard and struggle to get back on it again. Below are some tips to help make it easier for you to achieve your goals.

1. Concentrate on one main goal
Nobody reaches their potential by scattering themselves in lots of different directions. Reaching your potential requires focus. You must also decide what you are willing to sacrifice.

2. Concentrate on continual improvement
Each day you can be just that little bit better than you were the day before. Each small step will help you get closer to your potential. David Glass the CEO of Wal-Mart was once asked who he admired most. His answer was Wal-Mart founder Sam Walton. He remarked, “There has never been a day in his life, since I’ve known him that he didn’t improve in some way.”

3. Forget the past
There is no value at looking at the past. We have all done, said or experienced things that we would have preferred not to. There is always someone that’s done it tougher than you and is a lot worse off. Think of Helen Keller, who lost her sight and hearing at nineteen months old and went onto to graduate from University, became an author, noted lecturer, and a champion for the blind.

4. Focus on the future
As the Spanish proverb says, “he who does not look ahead remains behind”. Your potential lies ahead of you, not matter your age, background or situation.

5. Stay positive!
Its so important that we remain positive about our money and our abilities to achieve what we wish for. If you think you are going to be unsuccessful with money, you will be. If you think you are lousy with money, you will be. If you believe in the Law of Attraction you will understand that we attract what we believe. Try to stay as positive as you can and pat yourself on the back for any progress you make, no matter how small.

“There is no man living who isn’t capable of doing more than he thinks he can do.” - Henry Ford

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