Tag Archives: Budget

How to Stop Living Paycheck to Paycheck

If your paycheck regularly finishes before your next payday then you are living beyond your means and you are one of those people who struggle to make ends meet from paycheck to paycheck. This malady can happen at any income … Continue reading

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How to Move from Two Incomes to One

Many families have been faced with the reality of transitioning from a fairly comfortable lifestyle on two incomes, to one that seems almost unbearable because one partner as either lost their job or has let it go because of health … Continue reading

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Should You Pay Down Debt or Invest Instead?

Juggling all your financial commitments can sometimes be a bit overwhelming. It is not an easy task to make sure all the bills are paid on time and you have put away some cash into different investment vehicles to cover … Continue reading

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Resetting the Budget…

Damn and blast! My new credit card bill is here. Time to face up to how much we overspent last month. I had the budget and I really tried to keep inside it. But once again, I blew it. Not as … Continue reading

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Setting Up a Family Budget for Better Savings

If you have just been married and getting settled in to your new life, then it will help you immensely to get started right. So many couples have found out the hard way that starting off on the wrong foot … Continue reading

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Beginning to Budget

I have spent quite some time reading over my bank statements for the last three months. Because I rarely carry cash and generally use my EFTPOS or credit cards, this has been quite an instructive exercise. I have been able … Continue reading

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Bake a plan for the future in three easy steps

Create a simple and delicious financial plan for the coming 6 months, filled with good decisions and a satisfying payoff at the end. Cook time10 minutes LevelEasy YieldClairvoyance Ingredients – x1 free PocketSmith account – Today’s bank balance – x1 … Continue reading

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How to Set a Budget on an Irregular Income

Budgeting can be tricky even on a fixed monthly salary, so adding the ‘irregular income’ wild card can really shake things up. The fact of the matter is though, for many people this is a reality. Freelance writers and web … Continue reading

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Top 5 Reasons Personal Budgets Fail

A budget should be an earnest attempt to change spending habits permanently for the better, or lasting results cannot be expected. Take a look at the top 5 reasons why personal budgets fail. Continue reading

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Financial Mistakes Newlyweds Make

When you think of the issues newlyweds are likely to face, you might begin to picture battles over how to share the physical space, discussions on when to start a family or even the interference of in-laws in the new … Continue reading

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