Tag Archives: Credit Cards

How to Stop Living Paycheck to Paycheck

If your paycheck regularly finishes before your next payday then you are living beyond your means and you are one of those people who struggle to make ends meet from paycheck to paycheck. This malady can happen at any income … Continue reading

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To Buy or Not to Buy… How to Evaluate your Next Purchase

Many of us suffer from periodic bouts of weakness when it comes to personal financial management. Even people who are generally great at making decisions sometimes end up spending money on something that was completely sporadic only to bear the … Continue reading

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How to Reduce Credit Card Debt

When it comes to having an excess of credit card debt, it is important that steps be taken prior to any serious financial trouble. Waiting too long may cause you to miss out on great deals that could really help … Continue reading

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Is Credit Card Debt Making You Poor?

The debate over whether the demand for consumer goods has fuelled the increased availability of credit, or the availability of credit has spurred on the demand for consumer goods, is a matter best left to those who enjoy pondering chicken … Continue reading

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10 Quickest & Smartest Debt Management Tips

Shakespeare did not live in the age of the plastic cards so he could say “Neither a borrower nor a lender be,”. In recent times how many people have ready cash in hand to buy a house, car or even … Continue reading

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10 Top tips for using Credit Cards

1. Think twice. If you don’t think you can manage to make repayments on a credit card, don’t get one. 2. Shop around. Make sure you choose the credit card that is right for you. Interest rates, annual fees, interest … Continue reading

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Improve Your Personal Cash Flow

Cash flow management is not just for small business owners or people in the business world. If you find that your paycheck runs out halfway through the month and you are eagerly looking forward to your next payday, then you … Continue reading

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4 Ideas to Get Extra Money

While the notion of free money might sound a bit like a gimmick, there are actually a few ways to get money at no cost and with little or no effort. In fact, the ideas listed below don’t even require … Continue reading

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5 Tips on Choosing the Best Credit Card

Having the right credit card not only enables you to not have to carry cash, but it also will give you access to some charging power, too. Many credit cards also provide excellent benefits, too, such as cash back or … Continue reading

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6 Simple tips to get out of debt

Debt can creep up on you so slowly that before you realize it you have taken on much more than you can handle. If you discover that you don’t have any money left for savings at the end of the … Continue reading

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